Makala Green, the expert on all things finance, shared her tips to help increase your money

We are money-saving experts – easy ways to make your money work for you so you can work less while still affording what you want

If you think the only way to make more money is to get more working hours, you better think again.

You can make more savings by working less, according to experts, and you can still afford those small life costs, too.


Makala Green, the expert on all things finance, shared her tips to help increase your money

Reductions expert Julian House said, “Managing your money goes beyond just waiting for a check to clear each month. There are small changes you can make in your life to make big changes.”

Some of these changes can be made at home, which can make your finances stretch even more.

But others allow you to dedicate your time around the clock which means you earn more for every penny you make.

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How to make your money go further from home

Earn coins and rewards when you spend

The cost of shopping has skyrocketed, and we can’t avoid that. But we can get rewarded for our spending.

“Cashback is a great way to reduce the additional financial burden,” said McCalla Green, an expert on all things finance.

“The average family can save anywhere from £2,500 to £5,000 a year with a cashback or reward card.”

Check cashback or rewards credit cards to ensure you get your money’s worth when you spend.

Shop around

Be sure to compare prices across the web when you shop to make sure you get the best deal available, advised the discount experts at

They said that “websites like my favorite message codes make it very easy to find the best discounts.”

Joe Thornhill, money expert at MoneySuperMarket, agreed, “Shopping around is a good way to save,” especially on your car, truck or home insurance.

“If you can afford to pay up front for an annual policy, you can find that you can make savings compared to paying monthly,” she added.


“Investing has become a lot easier to get into and earn a potentially better return on your money over the long term without overcompensating for your time,” said Makala, author of The Money Edit.

“You can invest as little as £1 and your growth potential can come in handy.”

The idea of ​​investing is to watch your money grow thanks to compound interest.

But Makala warns that investing involves risk, which means you can lose capital. So you should always seek financial advice when needed.

Rent your space

If you have a spare room in your house, or if you are going on vacation, you might consider renting the place out for some cash.

“Leasing a storage space or spare room is becoming more and more popular and it is an easy way to make more money in a short time,” McCalla said.

“You can expect to get, on average, about 50% of what storage companies earn and profitable rental income from renting a room.”

Companies like AirBnb have made it easy to do this – and the money earned can go to a mortgage or rent.

Traveling at unwelcome times

This may seem insignificant, but changing your flight by as little as 15 minutes can change the price of your flight significantly.

Discounts experts said: “If you are able to plan ahead and it doesn’t cause you too much inconvenience, choosing to travel actively at times that are considered undesirable can give you much cheaper tickets.”

Earn more while you work, without working more

Charge devices while working

Most of us are guilty of charging our phones overnight. On average, this costs just under £5 extra on your energy bill, financial advisor Benny O’Brien – MoneyTransfers told Fabulous.

Instead, she suggests saving that money and charging your phone at work instead.

“Not only will this save you on your electric bill, but from a business perspective, what better way to avoid the distraction of keeping your phone charging while you work,” she said.

Bring a packed lunch

Lunch costs an average of £5 a day which could result in spending up to £1,200 a year – that’s a lot of money we can save.

Instead, Penny suggests taking a packed lunch to work instead.

“Not only can this save you a lot of money, but it also gives you a chance to eat tastier and healthier lunches than you normally would,” she said.

“To really see the money you’re saving, you can transfer £5 a day into a high-interest savings account, which increases your savings even more.”

Ask for a salary increase

The best way to make more money, Benny said, is to get a raise, yet one in ten workers reported feeling nervous about asking for one.

“If you feel like you’ve been working so hard that you really deserve a pay raise, set up a meeting with your manager,” Benny said.

But avoid just saying “I need more money” and instead focus on providing valid points that show why you deserve a salary increase.

Claiming tax relief

A lot of people don’t realize what exemption they are entitled to when it comes to taxes, said Benny.

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“If you have ever worked from home during the pandemic, you can apply for a tax exemption to cover the additional costs incurred,” she said.

This can cover things like heating, power and broadband costs, and while you might not see that money every week, having a huge amount in tax time is something to look forward to.

You don't have to work more to make more money


You don’t have to work more to make more moneycredit: Getty

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