ThisisMoney.co.uk is the financial sister site to The Mail on Sunday and the Daily Mail and has been dedicated to helping readers save and earn money since it started in 1999.

From insurance to mortgages, how the Mail’s money website will make you a fortune

When it comes to saving money, we often think of cutting back on regular spending and cutting back on heating – but it’s important not to neglect the basic financial accounts we all use and rely on.

From mortgages to bank accounts, savings deals, investment accounts and insurance, it is possible to not only save money but also arrange your personal finances and ensure that everything works as hard as possible for you.

ThisisMoney.co.uk is the financial sister site of The Mail on Sunday and the Daily Mail and has been dedicated to helping readers save and earn money since it started in 1999.

We’ve guided readers through the Internet crisis, the 2007 financial crisis, the Covid pandemic and now the cost of living crisis.

ThisisMoney.co.uk is the financial sister site to The Mail on Sunday and the Daily Mail and has been dedicated to helping readers save and earn money since it started in 1999.

Every day, This is Money brings readers the latest financial news as it happens — and just as important, it explains what it means to them. But the site isn’t just about breaking news: it’s also about providing readers with the tips and tools they need to successfully manage their finances.

We’ve created a library of guides to review the best deals, and work with a carefully selected group of partners who can help find the right financial products for you.

Here are eight ways this money method can help you save and earn money.

1 Move to a higher savings rate

Big banks and building societies have a bad habit of paying savers very low rates – sometimes as low as 0.1 per cent.

The good news is that you can get a much higher rate than this on your savings by keeping track of a better account. For example, Cynergy Bank’s best easy access rate pays out 1.32 percent. Unfortunately, you won’t beat 9 percent inflation, but getting the best possible interest rate at least limits its detrimental effect on your wealth.

Money’s best buy standalone savings tables are updated daily and feature all the best deals, from easy access to fixed rates.

You can find it at thisismoney.co.uk/save.

Big banks and building societies have a bad habit of paying savers extremely low rates - sometimes as low as 0.1%.  Cynergy Bank's Best Easy Access Rate Pays 1.32%

Big banks and building societies have a bad habit of paying savers extremely low rates – sometimes as low as 0.1%. Cynergy Bank’s Best Easy Access Rate Pays 1.32%

2 Find the right mortgage

A mortgage is often our biggest monthly bill and it’s important to make sure you pay the lowest rate possible and get the right home loan for you.

The Bank of England has raised its policy rate four times since December, from 0.1 per cent to one per cent, but most borrowers rely on fixed rates and are therefore not immediately affected. But if you’re about to finish a solid deal, it pays to look around now, as it is possible to credit a new mortgage for up to six months.

Our mortgage calculator can compare rates, depending on the value of your home and the size of the mortgage.

Check your results at thisismoney.co.uk/mortgage-finder.

3 Get a better deal on your bills

The energy market crisis means not only that prices are going up, but that it is impossible to switch and save on gas and electricity.

However, it is still possible to save money on some of your other bills.

Broadband, TV and telephone are one of the items we rarely change but often find a better deal.

Our tool at thisismoney.co.uk/broadband allows you to compare prices.

The Financial Conduct Authority’s watchdog has ordered insurers to stop charging loyal customers more than new customers at the time of renewal. However, it is always worth checking if you can save.

Check out our 10 car insurance tips at thisismoney.co.uk/car-insurance.

4 Switch bank accounts

Another financial product that we tend to stick with for years is our bank account. However, switching checking accounts not only gives you one that fits your needs, but also brings you great benefits, such as higher interest rates on linked savings accounts, and cash rewards for signing up.

Read our regularly updated picks for the best checking accounts at thisismoney.co.uk/current.

5 Use the best investment platform

Making money is just as important to our readers as saving money and many of them have investment accounts, stocks, IPSAS and self-invested personal pensions. Choosing the right investment platform is essential and can depend on how regular the investment is, if you want help, and whether you own stocks, mutual funds, mutual funds or a combination. Cheaper isn’t always better, but you can save big by moving a DIY investment platform.

Read our reviews and comparisons at thisismoney.co.uk/platforms.

6 Get a credit card that suits you

Credit cards remain a popular feature in our wallets, but the best deal depends on how you use your wallet. If you’re paying off debt, a long interest-free balance transfer deal is important, while other cards are better for spending, and there are some better deals for perks, like collecting airline points.

Read our selection of credit cards on offer at thisismoney.co.uk/best-cards.

Credit cards remain a popular feature in our wallets, but the best deal depends on how you use your wallet

Credit cards remain a popular feature in our wallets, but the best deal depends on how you use your wallet

7 podcasts to keep you in the picture

Each week, the This is Money podcast discusses the stories you need to know. And on that, I joined Georgie Frost and another member of the This is Money team to talk about what’s going on in the world of money and what that means for you.

It has over 130,000 listeners per month and you can find it anywhere you choose to listen to podcasts, including on Apple Podcasts and Spotify or at thisismoney.co.uk/podcast.

8 tips and tools to save money

The Save Money, Make Money section is regularly updated with the latest money-saving tips and guides, including those from The Mail on Sunday’s Wealth and Personal Finance team of journalists.

It also contains links to This is Money tools to help you compare prices and our reviews of the best deals.

You can find it at thisismoney.co.uk/savemoney.

Some of the links in this article may be affiliate links. If you click on it, we may earn a small commission. This helps us fund This Is Money, and make it free to use. We do not write articles to promote products. We do not allow any commercial relationship to affect our editorial independence.

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